Welcome to Conduit

A fair and affordable loan service

Our team know there are times when we all need a little extra help on the money front, and in those times of need we can provide loans of up to £1,500. As a fair and affordable lender, we make it quick and easy to bridge the money gap when you need it most.

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Fair and affordable loans...
from a community lender...
when you need it most.

The table provides examples of repayments for loans over 26, 52, and 78 weeks only, however, we offer flexible repayments from 12 to 78 weeks. For a bespoke quote to your individual circumstances, please email loans@conduit.org.uk

How much would you like to borrow?

£200

How long for?

26
Weeks

6
Months

Please note: the above is an illustrative quote only and payment amounts and dates may vary. Terms & Conditions Apply.

Borrowing £200 over 26 Weeks Would cost you £9.61 per week

The total you would repay is £238.16

The amount and payment term you have selected is not currently available by our online portal. Your loan may be offered depending on your affordability and circumstances. Please contact us for more information.

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We’re a cheaper alternative to payday and doorstep loans.

See below comparisons of how much you pay back for a £500 loan taken over 39 weeks:

Conduit

You Pay
£756.78
£19.02 per week
217.5% APR*

Representative

Morses Club PLC

You Pay
£924.30
£23.70 per week
498.78% APR

Representative

Savings: £167.52

Examples taken from company websites and correct at time of publishing (August 2021).

Saving you £167.52

Apply online here

Representative example: A £500 Conduit loan over 39 weeks; total amount repayable £756.78 made up of £15 admin fee (taken from loan amount advanced); 39 repayments of £19.02 per week. Interest rate 111.03% p.a. (variable). 217.5% APR Representative. 3% variable admin fee.

*based on last 6 months of lending.

98% of customers would recommend us*

76% of our customers feel better able to manage their money*

*Taken from Conduit customer satisfaction surveys August 2021.

Conduit does well by the quick response in letting you know if you can have a loan. I’ve been very happy with their services for the many years.

Johann

Very professional and always keeping you up-to-date with what is happening during your loan application.

Marguerite

The personal loan from has helped me out a lot, I would not have been able to afford to pay for some of the items I needed for the new baby. The repayments are affordable and easy to manage as the payments come straight from my bank account on the day I get paid, Thanks to John for all of his help.

Louise, Middlesbrough

I’ve been with Five Lamps for many years; they have helped me a lot especially when I need it for Christmas and new homes to decorate. I recommend them to everyone would not get a loan from anywhere else to be honest, I’ve been here that long with them I always get nice staff too they are polite.

Kelly, Newbiggin Hall, Newcastle

6 reasons to borrow from us

Easy to apply

Fast. Fair. Flexible

Cheaper than some other lenders*

No hidden fees

Online, telephone & email

98% of customers think we’re great!

Calculate Loan FAQ's

Question? Get in touch with our team: loans@conduit.org.uk

Call 0300 111 0556 from 8:30am - 5pm Monday to Thursday, 8:30am - 4:30pm on Friday. Email us on loans@conduit.org.uk