What if I have poor credit history?.

During the application you will be asked questions about your previous credit history. It is important you answer these questions openly and honestly as this information will appear on your credit report.

We will use the credit report to see that existing or previous debts have been or are being repaid.

All loans are approved on the basis of a customer’s affordability to repay back the loan, your bank account management and credit history to see how you’ve been managing your finances and any existing debts.