Short Term Loans Newcastle

We offer short term, personal loans that have affordable repayments. As a personal loan company, we will cover directly to you and we cover the whole of Newcastle and the surrounding areas. Our loans offer affordable repayments and have no hidden charges or fees.

If you are based in the Newcastle area and are looking for a short-term loan, then why not see how we can help. We have been offering a range short term loans including weekly loans and fast personal loans to people living in and around the Newcastle. No matter what your reason for needing a loan might be, our loans offer a short-term solution. If you would like to find out more about Conduit or the services we offer, then please don’t hesitate to contact us.

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Personal Loans

At Conduit we can understand that in some months your money may be stretched; whether it be from having to pay unexpected costs or needing some extra to pay for something special. We have been able to help many people in Newcastle and the neighbouring areas. Whether you have poor credit or not, feel free to get in contact with us. We try to help as many people as we can, whatever your situation may be. Our friendly agents always try to work around you and find the most manageable repayment scheme for you. Apply for a short-term loan today and discover the many benefits that you can receive from this method of a personal loan. Our aim is to make things easier for our clients in Newcastle and a personal loan could be a quick solution to your problems. Call us now to learn about our terms and conditions, or for any other enquires. We will be more than happy to assist you.

What is a Loan?

One of the most common questions we get asked at Conduit, is <i>’What is a Loan and What Does it Entail?’</i> It’s important to be financially successful when determining if a loan is a good solution for you and your situation, loans are never a good idea when you can’t afford to pay them back in the required time-frame. A loan is when you receive money from a company, such as ourselves in exchange for future repayments of the principal (the amount you borrowed) plus interest (the amount charged for receiving the loan). At Conduit we offer a range of personal loans, these are a type of loan that can be used for personal circumstances such as home improvements, a new car, an unforeseen expense, or to pay off existing debts. There are many different types of personal loan. The types you may be offered are often named after the reason for the loan and also your financial situation and credit history and this can affect the amount to borrow, interest rates and length of payback time. In general, a personal loan comes in the form of a lump sum, which you then payback in instalments, over an agreed time with interest.

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Why Choose a Short Term Loan?

There are many advantages when it comes to applying for a short-term loan some of these advantages include:

  • Improve Your Credit Score – Short-term loans are given to people who can easily pay them. This is so fortunate because the faster your pay, your credit score goes higher. With this, you can go for increased loans in order to take care of a larger project.
  • Low Interest Rate – When an emergency comes up, it is human nature to find a quick and easy way out. Taking out a short-term loan turns out as one of the best ways out. Since you are taking this loan out for a shorter period of time, it means you will pay less in terms of interest.
  • Quick Approval – Whenever an unexpected event occurs prompting you to get for some funding, it is recommended that you go for that fast-available source of finances. A short-term loan is very reliable in such instances. This is because of its quick application and approval nature. It allows you to deal with the emergency as quickly as possible.

Types of Short-Term Loans

  • Bank Overdraft – When hit by an emergency, a bank overdraft will be of great benefit to you. The bank will allow you to draw more money out of your account than what is available. With the extra money, you will easily combat the emergency at hand.
  • Credit Card – With a credit card, you will be able to acquire a product or service on credit and you will have to pay it within a stipulated time frame.
  • Instalment Loan – A bank loan will loan its customers some amount of cash as a short-term loan. The customers will be expected to pay in instalments until the whole amount has been paid inclusive of interests.

How Do I Apply for a Short Term Loan?

Applying for a Short-Term loan has never been simpler with the team at Conduit you can simply apply online or call us on 0300 111 0556. You will need to complete an application form that asks questions around your personal details and your income and expenditure. Once we have received your application, we will assess it and communicate our decision to you via email, telephone or text. If you are approved in principle, we will email you requesting you to e-sign your loan documents (Fixed Sum Loan Agreement; Adequate Explanation Document and Pre-Contract Credit Information). We may also request that you send us some additional evidence to support your application. Once you have signed your loan documents and sent us any additional forms of evidence, we will assess your application and offer you a loan. We will email you to inform you when this happens and that the funds are being transferred into your bank account. It usually takes up to three working days for funds to clear, depending on your bank (unless you have requested a faster payment).

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Why Choose Conduit for Personal Loans in Newcastle

There are a number of benefits when it comes to having personal loans sent to your bank account. As lenders we are fully certified and have the licences needed to be able to provide you with cash loans straight to your doorstep. As well as the above there is a number of other advantages to personal loans from Conduit this includes:

  • Expert Team – With Conduit you can discuss your finance with a fully qualified agent, face to face, in the comfort of your own home, your convenience is important to us.
  • On Hand to Assist – Any and all of your questions can be dealt with right there and then. You’ll also have the option to discuss anything in detail and at a time where it’s convenient for you.
  • Loans Direct to You – When you choose our team, you can receive the money in cash and through a quick service, as well as your repayments being collected from one of our agents.

For Short Term Loans, Contact Conduit Today

When you choose Conduit, we provide a range of benefits with our personal loans. We also come to you, this makes everything much easier for you when considering receiving your loan and making repayment. Our priority is to make things simple for you when it comes to having to pay unexpected costs or needing extra money to pay for something special. When it comes to personal loans in Newcastle, Conduit have you covered.  

Offering Short Term Loans across Newcastle